Auto Loan Interest Deduction Rules and Planning Opportunities for 2025-2028  

New rules on the vehicle loan interest deduction are here, creating a short window for real tax savings and plenty of room for mistakes. For 2025 through 2028, eligible taxpayers may deduct interest on certain auto loans, but the rules are narrow. One missed requirement can wipe out the benefit.

Break down what qualifies, who can claim the deduction, and how to apply the rules with confidence. Eligibility, income limits, Schedule 1-A reporting, and VIN requirements all come into focus through a practical, client-centered lens.

Real-world scenarios tackle the trouble spots: mixed personal and business use, refinancing, leased financing, negative equity, and other amounts that do not qualify. Walk away ready to spot opportunities, avoid costly missteps, and help clients claim the deduction correctly.

Materials used for this course were supplied by Spidell's Federal Taxletter.

This overview course may be appropriate for professionals at all organizational levels.

CeriFi CPEdge is committed to bringing innovative solutions to you, now including nano-learning! As per NASBA Standards, a nano-learning course is a 10-minute, electronic, self-study course in which you are eligible to earn 1/5 (or 0.2) CPE credits.

At this time, nano-learning is not accepted by all state boards. If you are not sure whether your state board accepts nano-learning, you can ask your state board or visit the NASBA registry: (nasbaregistry.org).